Retirement Wealth Management for High-Net-Worth Canadians

After decades of building wealth, the transition from accumulating to preserving and strategically distributing assets requires specialized expertise. At Heart Wealth Management Group, we help high-net-worth individuals and families navigate complex retirement planning with the sophistication your wealth demands.

Why Successful Canadians Choose Our Team

50+ Years Combined Experience: Specialized expertise in wealth transitions, tax-efficient strategies, estate planning, and intergenerational wealth transfer.

Boutique Service: Privacy, discretion, and personalized attention for substantial assets—without the impersonal service of larger institutions.

Strategic Partnership: We coordinate with your tax advisors, estate lawyers, and other professionals to ensure all aspects of your financial life work in harmony.

Our Specialized Services

Pre-Retirement Planning

• Wealth transition analysis and portfolio repositioning
• Advanced tax optimization strategies
• Business exit planning and monetization
• Cross-border considerations for Canadian-U.S. residents

Income & Lifestyle Planning

• Sustainable income strategies that preserve principal
• Government benefit optimization (CPP, OAS timing)
• Healthcare and long-term care planning
• Funding travel, philanthropy, and family support goals

Estate & Legacy Planning

• Tax-efficient intergenerational wealth transfer
• Charitable giving strategies and tax benefits
• Family governance and difficult conversations
• Professional trustee services for complex structures

Featured Educational Content

Understanding Estate Planning Essentials

Watch April Dorey Hartwig and Pam Katunar discuss three critical estate planning essentials that high-net-worth families must address.

Advanced Retirement Income Strategies

Learn sophisticated approaches to generating sustainable retirement income while preserving wealth for future generations.

Who We Serve

Successful Entrepreneurs: Transitioning $5-15M+ business sale proceeds into sophisticated investment strategies

Medical Professionals: Managing professional corporations, pension splitting, and irregular income patterns

Corporate Executives: Optimizing executive compensation, stock options, and pension plans in retirement

Multi-Generational Families: Creating lasting wealth structures that benefit children and grandchildren

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Schedule Your Confidential Consultation

Your retirement years should be your most fulfilling yet. With strategic guidance, you can enjoy the lifestyle you've envisioned while building a lasting legacy.

Contact Us Today:

Email: heart.wealth@raymondjames.ca

Complimentary Resources: Request our "High-Net-Worth Retirement Planning Guide" and "Estate Planning Reference Guide"—exclusive resources for individuals with substantial assets.