Cross Border Wealth Management Solutions

Moving between Canada and the United States creates complex tax and investment challenges that most advisors can't navigate. At Heart Wealth Management Group, we specialize in seamless wealth transitions for high-net-worth individuals and families relocating between countries.

Our Cross-Border Team Expertise

Our entire team—April, Pam, and Chad—are licensed in both Canada and the United States, providing you with comprehensive cross-border expertise. April has been leading Canada-U.S. wealth transitions since 2008, with Pam and Chad bringing additional depth and specialized knowledge to serve your cross-border needs.

Team Credentials: All advisors hold dual licensing for seamless cross-border service

April's Profile: SEC Registration | FINRA Profile

Pam’s Profile: SEC Registration

Chad’s Profile: SEC Registration | FINRA Profile

Our Specialized Services

Pre-Move Planning

• Tax-efficient strategies before changing residency
• Investment restructuring to minimize complications
• Estate planning updates for dual-country implications

Transition Support

• Seamless account transfers and regulatory compliance
• Tax residency documentation and filing requirements
• Professional coordination with cross-border specialists

Ongoing Management

• Multi-currency investment platforms
• Tax-efficient withdrawal strategies
• Continuous compliance and reporting support

Expert Guidance: Cross-Border Tax and Investment Strategies

Watch our team explain critical considerations for Canada-U.S. transitions, including common pitfalls and strategic opportunities.

Who We Serve

Corporate Executives: Stock options, pensions, and complex compensation during relocations

Snowbird Retirees: Tax-efficient income strategies for dual-country living

Dual Citizens: Ongoing tax obligations and investment optimization

High-Net-Worth Families: Sophisticated cross-border estate planning and wealth transfer

Why Choose Heart Wealth Management

✓ Full team dual-licensed in both Canadian and U.S. markets

✓ 15+ years of cross-border experience led by April since 2008

✓ Three qualified advisors ready to serve your cross-border needs

✓ Raymond James resources including SIPC protection and institutional platforms

✓ Integrated approach managing all your wealth from one comprehensive platform

✓ Expert network of cross-border tax specialists and estate planning professionals

Real Client Success

"The Heart Wealth team's cross-border expertise saved us over $50,000 in taxes during our move from Toronto to Seattle. Having the entire team dual-licensed meant we never had to worry about compliance issues."— Executive couple, Technology sector

Schedule Your Cross-Border Strategy Session

Don't let complex regulations limit your opportunities. Proper planning makes cross-border transitions seamless and tax-efficient.

Get Started Today:

Email: heart.wealth@raymondjames.ca

FREE Cross-Border Planning Guide: Essential strategies for Canada-U.S. wealth transitions